Snap!
  1. Does Snap Finance check my credit?
    Nope!

  2. Do I need credit to get approved?
    No, but you must be 18 years or older to apply.

  3. What if I have a bankruptcy?
    Your bankruptcy does not affect your approval with Snap! Finance.

  4. What determines if I get approved?
    Your banking history and employment.

  5. Do they accept Debit Card Accounts?
    No. You must be established with a Banking Institution that supplies a Routing & Bank Account Number.

  6. Why does Snap Finance ask for my Social Security number if there is not a credit check?
    You are applying for a loan. Therefore, you are liable for repayment of the loan.

  7. Is there a fee for this service?
    Yes, Snap Finance charges a processing fee of $39 at the time of your purchase.

  8. How much will I get approved for?
    It depends on your monthly income.

  9. When will I know if I got approved?
    Once you complete the application, you will get an answer instantly.

  10. What is a "Conditional Approval"?
    You are almost approved for a line of credit! Snap Finance must verify some information from documents you supply to them.

  11. How do I pay?
    Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days (or less), there is NO INTEREST!

  12. Can I apply in the store?
    Yes! Please bring the following documents: Drivers License or ID and Most Recent Bank Statement or a check (we need the routing and account numbers.